International Graduate Students in Canada
Graduate Plan
These are some of the key features of your policy. Remember to check your policy wording for a complete list of benefits, exclusions, and limitations.
Policy Sum Insured Options |
$25,000/ $50,000/$100,000/ $150,000 |
Eligibility |
The applicant must be 60 years old or less and have graduated within 30 days of the application from a recognized Canadian institution of learning. Proof of graduation must be submitted at time of application. The applicant’s spouse and child(ren) all of whom live together in the same residence as the applicant may be covered if the family premium is paid. |
Travel outside Canada |
Provided at least 51% of the period of coverage is spent in Canada (visits to the United States are limited to 30 days) |
Basic Medical Benefits |
Hospital Accommodation: up to 60 days per sickness or injury / semi-private room / outpatient consultations Physician Charges: medical treatment by a physician Diagnostic Services: laboratory tests and X-rays |
Ambulance Services |
When medically necessary |
Transportation Benefits |
Emergency Air Transportation: when approved in advance and medically necessary Family Transportation and Subsistence Allowance: up to $5,000 for single round-trip economy airfare for one immediate family member including $150 per day to a maximum of $1,500 for meals and commercial accommodations Return to the Country of Origin: up to $5,000 for one-way economy airfare for return to the country of origin for immediate medical care |
| Maternity |
Up to $1,000 for pregnancy or complications provided that the pregnancy commenced after the effective date |
Prescription Drugs |
Limited to a 30-day supply per prescription |
Dental Services |
Treatment of Dental Accident: up to $4,000 Emergency Relief of Dental Pain: when a minimum of 180 days of coverage has been purchased, up to $600 for the relief of acute dental pain Impacted Wisdom Tooth: up to $100 per tooth for the extraction of wisdom teeth |
Paramedical Services |
Speech therapist, physiotherapist, chiropractor, osteopath, naturopath, acupuncturist, chiropodist or podiatrist, up to $500 per profession |
Accidental Death & Dismemberment |
24 Hour Accident: $15,000 Air Flight/Common Carrier Accident: up to the policy maximum, not to exceed $100,000, in case of death |
This is a summary only and does not include all of the benefits, limitations, exclusions or conditions of coverage. The policy wording is the only legally binding description of coverage. Please consult the policy wording for further details.