We have Canada's largest pay-direct network of medical facilities.
Use our Find-A-Doctor tool to locate facilities near you. If you choose to visit a Direct-Pay hospital, clinic, or doctor's office, they will bill us directly which means that you will not have to pay out-of-pocket!
Don't forget to bring a claim form with you to fill it out and sign. If you don't have a claim form with you, please visit our Claims Section for information on how to download one.
If you'd rather see a doctor who is not currently in our direct-pay network, you will be asked to pay at the reception desk. Walk-in clinics and doctor's offices will typically charge anywhere from $40 to $100 for a basic visit whereas a hospital will charge a lot more. After you complete your claim form, make sure to sign it and submit it with your receipts. If your claim is approved, we will reimburse you within 10 business days.
*Always remember to fill out a claim form no matter which type of health care you've received. If you lose your form, you can download a new one here..