The Canuck Voyage plan meets the travel medical insurance needs of the vast majority of Canadians. The plan is unique, providing single-trip coverage for up to 365 days (travellers under the age of 60) or 35 days (travellers aged 60-79) without the completion of a medical questionnaire. Stable pre-existing medical conditions are automatically covered, even for applicants age 60+ and discounts are available for travel companions and families. Underwritten by Lloyd's Syndicate Management Limited/Lloyd’s Underwriters.
| Overall Maximum Limit | $7,000,000 |
| Covered Areas | Worldwide including the US, worldwide excluding the US, or within Canada |
| Multi-Trip Annual Plan Options | 5, 10, 20, 35, 50, 65, or 100 days per trip |
| Pre-Existing Medical Condition Coverage | Subject to stability period of 30-180 days (depending on age) |
| Excluded Sports | All professional sports, rock or mountain climbing, hang gliding, parachuting, bungee jumping, skydiving, any motorized race or speed contest, scuba diving (except if certified by internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres) |
| Hospital Accommodation | Reasonable and customary costs (semi-private room) |
| Physician | Reasonable and customary costs |
| Ambulance | Reasonable and customary costs |
| Prescription Drugs | 30-day supply (limit does not apply when hospitalized) |
| Dental Accident | $5,000 |
| Dental Pain | $500 |
| Emergency Transportation | Air ambulance or economy airfare to the nearest appropriate medical facility or a Canadian hospital |
| Specialists and Therapists | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist, acupuncturist |
| Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). |
