10 Ways to Save on Travel Insurance

Are you or your clients concerned about the costs of travel insurance? What’s better than saving money and spending it elsewhere on your travels?
Here’s 10 ways to save on travel insurance while getting comprehensive coverage!

1 – The more often you travel, the better the deal. Consider a multi-trip annual plan! They end up being significantly cheaper (and more convenient) than single-trip plans if you travel more than once a year.

2 – Travel in twos? Make sure to take advantage of your companion discounts! Your travelling companion does not need to be a family member – as long as your travel arrangements and trip dates are the same, you can save a few bucks.

3 – Travelling with family? Get family rates! They are cheaper than individual rates for families of 3 or more. Typically, rates are only 2 times the price of the oldest family member’s policy – and some plans do not limit the number of family members who can be included under one policy.

4 – Like to bundle? An all-inclusive plan will cover medical emergencies and unexpected events like trip cancellation, trip interruption, or lost/stolen baggage. Just like internet and mobile bundling, it is cheaper to bundle your travel insurance rather than buying each type of coverage separately.

5 – Travelling with friends? Group rates are typically better than rates for individuals. Your group doesn’t even have to be that large. Groups as small as 5 can save big!

6 – Are you a risk taker? A high deductible means saving on the total cost of your travel insurance. You can save a whopping 75% of what your travel insurance would cost with no deductible at all.

7 – Always plan in advance? Buy your travel insurance early to take advantage of possible early bird rates for snowbirds. Look out for early bird savings during the months of July, August, and September.

8 – Not your birthday yet? Buy before your special day and you could save a good chunk of cash! Travel insurance rates are most often based on your age at the time of purchase, not at the time of travel. Jumping from one age category to the next could significantly increase the cost of your travel insurance.

9 – Travelling longer? Save money by purchasing a travel insurance top-up rather than buying a whole new plan for the remainder of your trip. If you already have sufficient coverage for part of your trip through your group benefits or a credit card, it’s as simple as topping up with some additional days.

10 – No plans to visit the US? Purchase a non-USA plan to take advantage of the savings! Because American medical care is so expensive, rates are often higher if your travel plans include a trip to the US.


Ready to save on travel coverage for your next trip? Call our friendly experts at MSH/Ingle International today!

We can cover anyone travelling anywhere in the world:

  • Canadian and international travellers
  • Travellers of all ages with or without pre-existing medical conditions
  • International students and Canadians studying abroad
  • Adventure and high-risk travellers
  • Individuals, groups, sports teams, and charitable organizations
  • Expatriates and long-term travellers

Canadian Travellers

Travel freely, travel blissfully. We cover Canadian Travellers with travel medical insurance and non-medical travel insurance such as trip cancellation, trip interruption, and baggage worldwide. We’ve got it all taken care of. For more information, visit https://www.ingleinternational.com/en/travel-insurance/canadian-travellers, call us at 1-800-360-3234 or email us at helpline@ingleinternational.com.

International Travellers

Discover new worlds, fearlessly. We cover International Travellers going anywhere in the world with medical insurance. This also includes trip interruption and baggage. Let us give you peace of mind while you enjoy your trip. For more information, visit https://www.ingleinternational.com/en/travel-insurance/international-travellers-medical, call us at 1-800-360-3234 or email us at helpline@ingleinternational.com.